PM Vishwakarma Yojana Online Application 2024: Comprehensive Guide
Introduction to PM Vishwakarma Yojana
Launched on September 17, 2023, the PM Vishwakarma Yojana (also known as the Vishwakarma Scheme) aims to empower traditional artisans and craftsmen across India. Initiated by Prime Minister Narendra Modi, this scheme is designed to support skilled workers by providing them with affordable loans, skill development training, and various incentives.
Key Features of PM Vishwakarma Yojana
1. Objective: The scheme’s primary goal is to enhance the quality and market reach of traditional crafts and services by offering financial aid and skill training to artisans. It targets around 30 lakh traditional workers including weavers, goldsmiths, blacksmiths, and more.
2. Financial Assistance: Beneficiaries can avail of loans up to ₹3 lakh. The scheme provides a concessional interest rate of 5% per annum on these loans, which are disbursed in two phases:
- First Phase: Up to ₹1 lakh.
- Second Phase: An additional ₹2 lakh after establishing the business.
3. Skill Development: The scheme includes basic and advanced training programs, with a daily stipend of ₹500 during training. This ensures that beneficiaries gain the necessary skills to excel in their trades.
4. Toolkit Incentive: A grant of up to ₹15,000 is provided for purchasing essential tools, helping artisans enhance their productivity.
5. Digital and Marketing Support: The program promotes digital literacy by providing training on online tools and platforms. Additionally, it supports branding and market linkage to help artisans reach a broader audience.
Eligibility Criteria
- Age: Applicants must be at least 18 years old.
- Occupation: The scheme is open to artisans working in traditional trades or family-based businesses in the unorganized sector.
- Previous Benefits: Applicants should not have benefited from similar credit-based schemes like PMEGP, PM Swaniidhi, or MUDRA in the past five years.
- Documentation: Required documents include Aadhaar card, mobile number, bank details, and relevant trade certificates. Additional documents such as caste certificates, income proofs, and business certificates may also be needed.
Application Process
1. Online Application: Applications can be submitted through the official portal [pmvishwakarma.gov.in](https://pmvishwakarma.gov.in) or at Common Service Centres (CSCs). The application involves:
- Mobile and Aadhaar verification.
- Artisan registration.
- Applying for the PM Vishwakarma Certificate and ID Card.
- Loan application.
2. Offline Application: For those unfamiliar with online processes, CSCs provide offline application assistance. Applicants can visit their nearest CSC for support.
Important Dates
- Launch Date: September 17, 2023.
- Application Deadline: No fixed deadline; applications are accepted year-round. Updates will be provided if a deadline is announced.
Benefits
1. Recognition: Successful applicants receive a PM Vishwakarma Certificate and ID Card, acknowledging their skills and eligibility for benefits.
2. Financial Support: Access to loans with low interest rates and toolkit incentives.
3. Training and Stipends: Free training programs with financial stipends to support skill enhancement.
4. Marketing and Digital Support: Assistance in creating a brand, and digital tools to reach new markets.
Progress and Reach
As of August 11, 2024, over 2.32 crore applications have been received, with 15.03 lakh successfully registered. The scheme has made significant strides in aiding artisans across various states, contributing to their economic empowerment and skill development.
Contact and Support
For more information, applicants can use the following contact details:
- Helpline: 1800 267 7777 / 17923
- Email: champions@gov.in
- Phone: 011-23061574
- Website: [pmvishwakarma.gov.in](https://pmvishwakarma.gov.in)
FAQs
1. What is PM Vishwakarma Yojana?
- It is a government scheme aimed at supporting traditional artisans through financial aid, training, and digital empowerment.
2. Who can benefit from this scheme?
- The scheme targets around 30 lakh artisans including weavers, goldsmiths, and other traditional craftsmen.
3. How much loan is available?
- Up to ₹3 lakh, provided in two phases.
4. What is the interest rate?
- A concessional rate of 5% per annum.
5. How to apply?
- Applications can be made online through the official portal or offline at CSCs.
By offering financial support, skill development, and marketing assistance, the PM Vishwakarma Yojana aims to uplift the traditional craftsmanship sector and ensure sustainable growth for artisans across India.
